Jordan, a country steeped in history and natural beauty, has become an increasingly popular destination for travelers from around the world. As with any foreign trip, understanding the local currency and payment practices is crucial for a smooth and enjoyable experience. For American travelers, one of the first questions that comes to mind is whether Jordan accepts American dollars. In this comprehensive guide, we will delve into the world of currency in Jordan, exploring the acceptance of American dollars, the local currency, and tips for managing your finances during your visit.
Introduction to Jordanian Currency
The official currency of Jordan is the Jordanian dinar (JOD), which is divided into 100 qirsh, or 1000 fils. The Jordanian dinar is a stable currency that has been pegged to the US dollar, making it relatively predictable for foreign exchange. Understanding the local currency is essential, but for many tourists, the question remains as to whether they can use American dollars during their stay.
Acceptance of American Dollars in Jordan
While the Jordanian dinar is the official currency, American dollars are widely accepted in major tourist areas, hotels, and larger shops and restaurants. This is particularly true in places like Amman, Aqaba, and near popular tourist attractions such as Petra and the Dead Sea. Many businesses, especially those catering to tourists, will accept dollars as a form of payment, often posting prices in both dinars and dollars to facilitate transactions for international visitors.
However, it’s important to note that using American dollars might not always be the most advantageous option. Businesses may apply unfavorable exchange rates when accepting dollars, which could result in you paying more than necessary for goods and services. Additionally, smaller stores, local markets, and public transportation may not accept dollars, necessitating the use of local currency.
Exchange Rates and Where to Exchange Currency
Exchange rates can fluctuate, but as of the last update, the exchange rate is approximately 1 USD to 0.71 JOD. However, this rate can vary depending on the exchange service or bank you use. It’s often more beneficial to exchange your money at a bank or a licensed currency exchange office, as they typically offer better rates than hotels or airports. Additionally, having some local currency upon arrival can be helpful, especially for paying for transportation from the airport.
Managing Your Finances in Jordan
For travelers, having a combination of cash, credit cards, and possibly some local currency is the best strategy. Here are some tips for managing your finances effectively in Jordan:
- Credit Cards: Major credit cards like Visa, Mastercard, and American Express are widely accepted in tourist areas, hotels, and many restaurants and shops. However, it’s always a good idea to inform your bank of your travel plans to avoid any transaction issues.
- ATMs: ATMs are readily available in major cities and tourist areas, allowing you to withdraw local currency using your debit or credit card. Be aware of any foreign transaction fees your bank may charge.
- Cash: Having some cash, both in American dollars and Jordanian dinars, is advisable. Dollars can be used in many tourist areas, and having some local currency is essential for situations where dollars are not accepted.
Tips for Using American Dollars in Jordan
While American dollars are accepted in many places, it’s advisable to have smaller denominations ($1, $5, $10, $20) as larger bills might be difficult to change in smaller shops or markets. Additionally, informing your bank about your travel plans can help avoid any issues with your accounts being flagged for suspicious activity.
Local Customs and Tipping
Understanding local customs, including tipping practices, can enhance your experience in Jordan. Tipping is expected in certain situations, such as in restaurants (about 10% of the total bill) and for tour guides. Having some local currency for these instances can be beneficial, as it shows respect for the culture and the people providing services.
Conclusion
Jordan is a welcoming country that caters well to international visitors, including Americans. While American dollars are accepted in many tourist areas, having some local currency can make your trip more enjoyable and economical. By understanding the local currency, exchange practices, and being prepared with a mix of payment methods, you can focus on what truly matters—exploring the beauty, history, and hospitality that Jordan has to offer. Whether you’re trekking through Petra, floating in the Dead Sea, or experiencing the vibrant culture of Amman, being informed about currency and payment practices will ensure a smooth and memorable journey in the Hashemite Kingdom.
Can I use American dollars in Jordan?
The use of American dollars in Jordan is widely accepted, particularly in tourist areas and major cities like Amman. Many businesses, including hotels, restaurants, and shops, will gladly accept US dollars as a form of payment. Additionally, many ATMs in Jordan dispense US dollars, making it easy for travelers to access their money. However, it’s essential to note that the exchange rate may not always be in your favor, and you may end up losing some money due to the exchange rate difference.
It’s also worth noting that while American dollars are widely accepted, the Jordanian dinar (JOD) is the local currency, and you may get a better exchange rate if you use it. You can exchange your US dollars for JOD at currency exchange offices, banks, or use an ATM to withdraw JOD. Some businesses may also give you a better price if you pay in JOD, as they won’t have to worry about exchanging the currency. Overall, while American dollars are accepted, it’s still a good idea to have some local currency with you, especially when traveling to more rural areas.
What is the official currency of Jordan?
The official currency of Jordan is the Jordanian dinar (JOD), which is divided into 100 qirsh or 1000 fils. The Jordanian dinar is pegged to the US dollar, and the exchange rate is fixed at 1 JOD = 1.41 USD. The JOD is available in various denominations, including 1, 5, 10, 20, and 50 dinar notes, as well as 1/2, 1, 2, 2 1/2, 5, 10, 20, and 50 qirsh coins. You can exchange your money for JOD at currency exchange offices, banks, or use an ATM to withdraw JOD.
You can also use credit cards and debit cards in Jordan, particularly in major cities and tourist areas. Many businesses, including hotels, restaurants, and shops, accept major credit cards like Visa, Mastercard, and American Express. However, it’s always a good idea to have some local currency with you, especially when traveling to more rural areas where credit card facilities may not be available. Additionally, you may need to pay a small fee for using an ATM or exchanging your money, so it’s essential to check with your bank or currency exchange office before making any transactions.
Can I exchange my money for Jordanian dinars at the airport?
Yes, you can exchange your money for Jordanian dinars at the airport. Queen Alia International Airport in Amman, the capital city of Jordan, has several currency exchange offices and ATMs where you can exchange your money or withdraw JOD. The exchange rates at the airport may not be the best, but it’s a convenient option if you need some local currency as soon as you arrive. You can also use the ATMs at the airport to withdraw JOD, which may give you a better exchange rate than exchanging your money at a currency exchange office.
It’s essential to note that the airport currency exchange offices may have limited hours of operation, and the exchange rates may vary depending on the time of day and the amount you exchange. Additionally, you may need to show your passport and fill out some paperwork to exchange your money, so be sure to have all the necessary documents with you. If you don’t need to exchange a large amount of money, you can also consider using an ATM to withdraw some JOD and then exchange the rest of your money at a currency exchange office in the city.
Are credit cards widely accepted in Jordan?
Credit cards are widely accepted in Jordan, particularly in major cities and tourist areas. Many businesses, including hotels, restaurants, and shops, accept major credit cards like Visa, Mastercard, and American Express. You can use your credit card to pay for accommodations, meals, and souvenirs, and you can also use it to withdraw cash from ATMs. However, it’s always a good idea to have some local currency with you, especially when traveling to more rural areas where credit card facilities may not be available.
It’s also essential to note that some businesses may charge a small fee for using a credit card, and you may need to pay a foreign transaction fee to your credit card company. Additionally, some ATMs may charge a fee for withdrawals, so be sure to check with your bank or credit card company before making any transactions. To avoid any issues, it’s a good idea to inform your credit card company of your travel plans, so they don’t flag your transactions as suspicious and block your card.
Can I use ATMs in Jordan to withdraw cash?
Yes, you can use ATMs in Jordan to withdraw cash. ATMs are widely available in major cities and tourist areas, and you can use them to withdraw Jordanian dinars or US dollars. Many ATMs accept major credit and debit cards, including Visa, Mastercard, and American Express, and you can use them to withdraw cash 24/7. However, be aware that some ATMs may charge a fee for withdrawals, and you may need to pay a foreign transaction fee to your bank or credit card company.
It’s essential to note that some ATMs may have limited cash availability, especially in rural areas, so it’s a good idea to have some local currency with you. Additionally, some ATMs may not accept all types of credit or debit cards, so be sure to check with your bank or credit card company before making any transactions. To avoid any issues, it’s a good idea to use ATMs located at banks or major shopping centers, as they are more likely to have sufficient cash and accept a wide range of credit and debit cards.
Are there any restrictions on exchanging currency in Jordan?
There are no significant restrictions on exchanging currency in Jordan, and you can exchange your money for Jordanian dinars or US dollars at currency exchange offices, banks, or ATMs. However, you may need to show your passport and fill out some paperwork to exchange large amounts of money, and some currency exchange offices may have limited hours of operation. Additionally, some businesses may not accept large denominations of US dollars, so it’s a good idea to have some smaller bills with you.
It’s also worth noting that the Jordanian government has implemented some regulations to prevent money laundering and terrorist financing, so you may need to provide some additional documentation when exchanging large amounts of money. Additionally, some currency exchange offices may have different exchange rates depending on the type of currency you are exchanging, so be sure to check the rates before making any transactions. To avoid any issues, it’s a good idea to exchange your money at reputable currency exchange offices or banks, and to have all the necessary documents with you.